India offers several government schemes and benefits for persons with disabilities (PwDs) to support their education, livelihood, healthcare, social security, and overall empowerment. Here is a categorized list of major schemes:

🇮🇳 Government Schemes for Persons with Disabilities (PwDs) in India

🏥 1. Healthcare & Rehabilitation

🔹 ADIP Scheme (Assistance to Disabled Persons for Aids and Appliances)

• Provides free or subsidized assistive devices (wheelchairs, hearing aids, crutches, etc.)

• Eligibility: 40% disability, monthly income < ₹25,000

🔹 Deendayal Disabled Rehabilitation Scheme (DDRS)

• Grants to NGOs for education, vocational training, special schools, and community-based rehabilitation programs.

📚 2. Education Support

🔹 Scholarships for PwDs

• Pre-matric, Post-matric, and Higher education scholarships under Department of Empowerment of Persons with Disabilities.

• Additional facilities: readers allowance, escort allowance, etc.

🔹 Inclusive Education for Disabled at Secondary Stage (IEDSS)

• Financial assistance for inclusive education in classes IX-XII.

💼 3. Employment & Livelihood

🔹 Reservation in Government Jobs

• 4% reservation for PwDs in central and state government jobs (under Rights of Persons with Disabilities Act, 2016).

🔹 National Action Plan for Skill Development of PwDs

• Free skill training programs through Skill India Mission and partnerships with NSDC.

🔹 MUDRA Loan for PwDs

• Collateral-free loans under Pradhan Mantri MUDRA Yojana for starting small businesses.

🏠 4. Financial & Social Security

🔹 Indira Gandhi National Disability Pension Scheme (IGNDPS)

• ₹300–₹500/month pension for BPL disabled persons aged 18–59 years.

🔹 Niramaya Health Insurance Scheme

• For individuals with autism, cerebral palsy, mental retardation, and multiple disabilities.

• ₹1 lakh coverage per year with nominal premium.

🔹 Swavlamban Health Insurance Scheme (Discontinued but merged with other schemes)

• Health insurance for PwDs with a coverage of ₹2 lakh.

🏘️ 5. Housing & Travel Benefits

🔹 Pradhan Mantri Awas Yojana (PMAY)

• Priority to differently-abled in affordable housing allotments.

🔹 Railway & Air Travel Concessions

• Up to 75% concession in train and domestic air travel for persons with disabilities (on submission of valid disability certificate).

🪪 6. ID Cards & Certification

🔹 UDID Project (Unique Disability ID)

• Online ID card and centralized database for all PwDs.

• Easier access to benefits and schemes.

🏛️ 7. Legal Rights & Empowerment

🔹 Rights of Persons with Disabilities Act, 2016

• Covers 21 types of disabilities.

• Ensures rights in education, employment, healthcare, accessibility, and legal protection.

🔗 Helpful Links

• UDID Card Registration

• Department of Empowerment of Persons with Disabilities

• NGO/DDRS Portal